Strong Customer Authentication (SCA) is a European regulatory requirement that aims to reduce fraud and ensure the security of online and offline payments. SCA requires identification with at least two of the following three elements:
Customer knowledge (e.g., password or PIN)
Customer possession (e.g., phone number, or token material)
Customer inherence (e.g., fingerprint or Face ID)
Magenta Pay requires the following of you to achieve SCA:
- The phone number you provided during the registration.
- Your own password.
- Push notifications on your device during each payment process and authorization by Face ID or fingerprint (i.e., something that is inherent to you).