Which transactions result in no coins being earned?

Coins are not collected from the following transactions: cash withdrawals in any form, loading a payment card (debit, credit, or prepaid), debits, credits, or prepayments from TELEKOM PAYMENTS or other institutions (banks, payment institutions, e-money institutions, etc.), payments to a payment account with TELEKOM PAYMENTS or another institution, payments of balances or partial balances of cards from other institutions, money transfers (incoming and outgoing funds), loan repayments, transactions for cryptocurrency purchases, gambling or betting transactions, transactions with the government (e.g., municipalities, chambers, public or private legal entities, payment of government debts), as well as any type of transaction disputed by the cardholder.

TELEKOM PAYMENTS reserves the right to modify or exclude types of transactions from the program in accordance with the provisions of the article "Program Modification/Termination."